A Labor Day Reflection on Work, Sacrifice, Legacy and the American DreamAs Labor Day approaches, I find myself thinking less about the holiday and more about the word labor itself. I think
REMAX Select Professionals Lenders
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About
I was born and raised in Massachusetts before my family moved to Palm Coast, Florida, in 2006. After graduating from Flagler Palm Coast High School, I enlisted in the United States Air Force, where I deployed overseas in support of Operations Enduring Freedom and Inherent Resolve. Following my military service, I spent more than six years in law enforcement, serving as an undercover detective, SWAT operator, and FBI Task Force Officer.
In 2020, I took a leap into a completely different career and entered the mortgage industry, helping build Select Professional Mortgages. Since then, I’ve been incredibly fortunate and humbled to grow into one of Florida’s top-producing mortgage loan originators, receive numerous national production awards, and build an amazing team of experienced mortgage professionals and one of Northeast Florida’s leading independent mortgage brokerages.
When the franchise that helped us get our start closed in 2026, my team and I saw an opportunity to take everything we had learned and built over the years and begin our next chapter: Unreal Mortgage.
Today, Unreal Mortgage is built on experience, relationships, relentless work ethic, and a commitment to delivering a level of service that is simply Beyond The Expected.™
Outside of mortgages, I’m happily married to my wife, Mary Capela, a top-producing RE/MAX Realtor whose brokerage is led by my mom, Pam Capela. Mary and I have two kids, a little girl and a little boy who keep us plenty busy when we’re not working!
When I do find some free time, I’m an avid golfer and love being on the water, especially in the Bahamas.
That’s enough about me though 😂 I’d much rather hear about you and what you’re looking to accomplish. Whether you’re buying, building, refinancing, investing, or just have a mortgage question, please don’t hesitate to reach out. My team and I are always here to help.
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About
Hello!
I'm Theresa, but you can call me T. I’m a 35-year-old Flagler County native, born in Daytona Beach and raised in Palm Coast. After graduating from Flagler Palm Coast High School in 2007, I took a brief detour to Dahlonega, Georgia, but quickly realized there’s no place like home and returned to Florida without a second thought. Now, I’m a proud mom of two teens: my 14-year-old son and 12-year-old daughter. Though life with my kids was already incredibly fulfilling, a new layer of love and happiness was added when I met my husband and gained two bonus daughters. Spending time with my family is something I truly value and look forward to.
Flagler County is a hidden gem, and I’m passionate about sharing its charm. With nearly 20 years in customer service, I’m here to make your lending process as smooth and stress-free as possible. Whether you need local recommendations or help with a move, I’m excited to lend a helping hand in making Florida your home! Pun very much intended!
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About
As an experienced professional in the financial industry, I have dedicated over two decades to empowering my community through financial education and helping people achieve the American dream of homeownership. Being a native of St. Augustine, I steadily advanced within a local credit union, progressing from a teller to a branch manager. Along the way, I honed my expertise in lending, underwriting, and project management. Now, I am applying my passion for numbers and commitment to assisting people in realizing the American dream as a mortgage loan officer. I have guided countless individuals, including first-time homebuyers, through the complexities of homeownership. As a mother of two, I understand the importance of financial security and am dedicated to making a lasting impact through genuine connections and a solution-oriented approach. Known for my meticulous organizational skills, I approach every challenge with an investigative mindset, always seeking the root of the issue to devise the best solution. My driven and purposeful nature makes me a trusted partner in navigating the intricacies of home buying and financing. With my extensive experience and unwavering commitment to helping people, I am the ideal partner to guide you through the homebuying process and help you achieve your goals. I am excited to put my skills to work for you.
Testimonials
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Molly Carey and her team have a deep knowledge of the area and individual communities. Molly, Gretchen, and Melissa are professional and proactive and cover all the details. It was a pleasure working with them, and we would again in the future. Truly top-notch!
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- Susan Strasner
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Jeanne Seybold was a pleasure to work with! She's a true professional. Highly recommend!
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- Marvin Hineman
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Crystal went above and beyond helping us to find a home in Palm Coast. Always with a smile and whatever it took to help us out. I always recommend. Crystal over anyone else. She loves her clients and does over 100% to get them
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- Catherine Ferguson
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We had such a great experience working with Crystal Cain. She helped us find and buy our home in Palm Coast. The whole time we were in another county 4 hours away. She made the experience stress-free and enjoyable. She was there for our every need concerning the purchase of our home. Truthfully, we could not have done this without her. She has gone out of her way to accommodate us. We will forever be grateful. We recommend Re-Max professionals to anyone looking to purchase or sell a home.
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- Elizabeth Wertman
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Pam and her staff helped us with a condo purchase and they were incredible. There were several glitches with the seller and lender, but everyone from Pam's office remained unflustered, professional and supportive. We are thrilled with our purchase and wholeheartedly recommend Pam Capela and her team at Re/Max to anyone looking to buy or sell property in the area!
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- April Healey
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I worked with Taylor. I was in town from DC for only 2 days for house hunting in PC and Taylor was there to meet every need. I found a house and Taylor quickly got things rolling with and offer. Before I knew it an offer was accepted and I would be closing in less than a month. Taylor's professionalism and desire to make her client happy is unparalleled. Thank you Taylor for helping my Florida dream come true!
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- Teresa H.
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We recently had a town house to put on the market and we called Colleen Hess. This was not our 1st experience with Colleen and that is why we called her to help us with the sale. She is professional, listens to your concerns and ideas and then gives you her professional opinion. She is responsive to each message and call and keeps you advised with each step in the process. Our property was sold in a timely manner. She has our confidence and we will use her again.
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- Bette Lathan
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This is my second home purchase with Ann Gordon. And I wouldn't go anywhere else! Accommodating, friendly, and knowledgeable! Couldn't ask for more!
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- Melissa Reimert
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Our agent, Jeanne Seybold, was excellent in selling our home in a somewhat turbulent market in Palm Coast this summer/fall. Good communication, excellent knowledge, and very helpful.
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- Robert Sherwood
About REMAX Select Professionals
At RE/MAX Select Professionals, real estate is local. For more than 16 years, our brokerage has helped buyers and sellers throughout Palm Coast, Flagler Beach and Flagler County navigate every chapter of homeownership.From first homes and family moves to luxury estates, waterfront properties, golf communities, gated neighborhoods, condominiums and new construction, our agents bring local knowledge, proven marketing and experienced negotiation to every price point.
With two Palm Coast locations and a team of experienced local real estate professionals, we have built our reputation around relationships, integrity and results. Our knowledge extends throughout Palm Coast and Flagler County, including Hammock Dunes, Hammock Beach, Ocean Hammock, Island Estates, Yacht Harbor Village, Grand Haven and many of the area's established and emerging communities.
Led by Broker Pam Capela, a RE/MAX Hall of Fame and Lifetime Achievement recipient, RE/MAX Select Professionals is built on a culture of collaboration, mentorship and shared success. Experienced agents pour into the next generation while our brokerage provides the training, technology, marketing and support our agents need to serve their clients at a high level.
Our commitment to Palm Coast extends well beyond real estate. Through our 501(c)(3), Cornerstone 386, Inc., we support our community through initiatives including Take a Swing at Hunger and Masks 4 Miracles, benefiting local families and organizations making a difference throughout Flagler County.
Whether you're buying, selling, investing or simply exploring what life in Palm Coast may look like, our team is here to provide knowledgeable local guidance and a level of service built around you.
Leading By Faith. Guiding You Home.
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Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 22, 2026 1:26 PM UTC The listing information on this page last changed on Last updated on September 22, 2026 1:26 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 22, 2026 1:26 PM UTC
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The data is provided exclusively for the user's personal non-commercial use, and may not be used for any purpose other than to identify properties that the user may be interested in purchasing or leasing. The properties displayed may not be all of the properties in the MLS's database, or all
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS. Last Updated September 22, 2026 1:32 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. Listing data provided by the Daytona Beach Area Association of REALTORS® Internet Data Exchange (IDX) program. Data is believed to be accurate but not warranted.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
